Most people do not think about auto insurance until they have to, and by then it’s too late. A quality auto insurance policy from Reinas Insurance Agency in Florida will keep you protected when the unexpected happens.
What Happens if I Get in an Accident Without Insurance?
It’s required by law in most states to carry auto insurance, and all of them require financial responsibility laws. This means you’ll have to be able to prove that you have the financial resources to cover damages and medical bills for accidents that you cause. You could also be subject to hefty fines or suspension of your license and registration. The repercussions of getting caught driving without a license are not as stiff, but it is not a gamble that you should take. You will get a ticket and be required to submit proof of insurance within a certain timeframe.
How do I know What My Policy Covers?
The fine print of your policy can be a little overwhelming to read. Luckily, there’s a shorter and simpler document, your declaration page, that details your coverage and how to make a claim. If you buy a new car, you’ll need to provide a copy of your declaration page to the dealer to let them know you can legally drive it. Depending on the age and condition of your vehicle, you’ll need to decide what types of insurance coverage to include in your policy. For example, with the unpredictable and windy weather patterns in Florida, it may be worthwhile to pick up comprehensive coverage that would cover damage to your car from fallen branches.
The added safety and security from your auto insurance policy can make all the difference. The professionals at Reinas Insurance Agency are your top choice for auto insurance in the state of Florida. Our friendly and helpful staff is ready to help you with the policy that meets your needs. Pick up the phone and give us a call today!